Tuesday, September 24, 2013

My Talks about Mortgages in Florida

Let me first share one news about one of my best college friends who is living in Sarasota, Florida had positive experience with Florida Mortgages about her "FHA Home Loan".

First Nationwide Lending, a Florida mortgage company, is a licensed Correspondent Lender with an experienced staff offering expertise in every area of mortgage lending.

They have access to a full range of mortgage products and all of our Loan Consultants are dedicated to finding the right loan, with the best rates and terms, to meet our clients’ unique needs.

You can also follow them at >>> https://twitter.com/FloridaMTG


Florida mortgage brokers are dedicated to providing you with excellent service as they rely solely on themselves for generating income. They get paid only when a mortgage has closed and therefore, will provide their knowledge and expertise to help you to determine what type of mortgage will best suit your needs. Florida mortgage brokers, in dealing with mortgages only, will educate you in the mortgage process and help you to feel comfortable in the decisions you'll be making.

They are also licensed and regulated by the state of Florida. In order to receive their mortgage broker license, they must first complete 24 hours of classroom instruction and can only do this at a qualified school that also meets requirements. Once they've completed the 24 hours of instruction, they then must pass a written examination.

You should ask for copies of the following from your broker: good faith estimates, rate sheet, and a lock request if you have agreed to rate lock. You need these documents to avoid confusion late on. These documents help you deal with the program and lender you will ultimately be assigned to. 

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